Savings Account Options
Savings (Share) Account
The savings account or share account, as it is referred to in the credit union world, is the key account for membership at White Sands Federal Credit Union. Every member must keep their savings account open to continue active membership with the credit union. By maintaining an active membership, many doors open to the other great products and services offered by White Sands Federal Credit Union. With a low minimum balance requirement and competitive dividend rates, you can't go wrong with a savings account from the place where membership makes a difference.
Money Market
Want to earn more for your money? Well, you can with a Money Market Account from White Sands Federal Credit Union. The details of this account are simpler than you may think. With a minimum opening balance and maintained minimum daily balance, you are well on your way to earning more dividends than a traditional savings account. Some restrictions apply in the number of times you may withdraw during the month, but in the end, a Money Market is a great way to make your money grow.
Share Certificate
White Sands Federal Credit Union offers a variety of Share Certificate terms to meet your needs. Share certificates are a good place to keep your money if you won't need it right away. With our competitive dividends rates and flexible terms, you can't go wrong with a Share Certificate from White Sands Federal Credit Union.
Share Dividend Rates
APY: Annual Percentage Yield, based on compounded rate
| Account Type | Dividend Rate (APR*) | Annual Percentage Yield (APY**) |
|---|---|---|
| Regular Share | % | % |
| Youth Savings Club | % | % |
| Teen Succeed | % | % |
Money Market Dividend Rates
APY: Annual Percentage Yield, based on compounded rate
| Minimum Balance | Dividend Rate (APR*) | Annual Percentage Yield (APY**) |
|---|---|---|
| $2,500 | % | % |
| $25,000 | % | % |
| $50,000 | % | % |
| $100,000 | % | % |
Share and IRA Certificate Dividend Rates
Regular share and IRA certificate- Minimum required deposit $1,000
APY: Annual Percentage Yield, based on compounded rate.
| Term | Dividend Rate (APR*) | Annual Percentage Yield (APY**) |
|---|---|---|
| 6 Month | % | % |
| 1 Year | % | % |
| 18 Month | % | % |
| 2 Year | % | % |
| 3 Year | % | % |
| 4 Year | % | % |
| 5 Year | % | % |
Jumbo Share and IRA Certificate Dividend Rates
Jumbo share and IRA certificate- Minimum required deposit $25,000
APY: Annual Percentage Yield, based on compounded rate
| Term | Dividend Rate (APR*) | Annual Percentage Yield (APY**) |
|---|---|---|
| 6 Month | % | % |
| 1 Year | % | % |
| 18 Month | % | % |
| 2 Year | % | % |
| 3 Year | % | % |
| 4 Year | % | % |
| 5 Year | % | % |
