Featured Rates: Regular Rate Loyalty Plus
New Auto Loans 2.25% APR 2.00% APR
Used Auto Loans 2.50% APR 2.25% APR
Mortgage Loans 4.625% APR 4.500% APR
Home Equity LOC 5.00% APR N/A
Featured CD Rates Regular Jumbo
1 year certificate 0.40% APY 0.50% APY
3 year certificate 0.95% APY 1.06% APY
5 year certificate 1.36% APY 1.46% APY

•APY: Average Percentage Yield, based on compounded rate
•APR: Annual Percentage Rate

Accidents are the leading cause of death for those under 44. Claim your no cost AD and D coverage now. Members only.

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Community & News

Financing your Green Dreams

Green projects aren't all necessarily in the do-it-yourself category, and making an investment to have the bigger jobs done right will pay off in the long run. Some projects can carry larger price tags than others. Getting a loan might help you get the project going even if you don’t have the full purchase cash on hand.  Learn about our Eco Loans for your green dream project.


First Checking introduces teens to financial management

White Sands FCU wants to help parents introduce their teenage children to the importance of personal financial management with First Checking – a free checking account just for teens age 13 -17. It is designed to encourage financial literacy and money-management skills.  Find out about our First Checking acount for teens here.


Pass it on

Pass on your good credit to your children with the White Sands FCU Family Loan program. If your child is a first-time borrower, he or she can obtain a loan based on your credit rating.  Learn more here.


Loans for Back to school expenses

Summer vacation is almost over and that means sending the kids back to school. Laptops, school uniforms, shoes, supplies - expenses can add up quickly. So make it quick and easy to get what your kids need with a low rate signature loan or line of credit from White Sands FCU.


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We've Streamlined How Members Can Claim Their Complimentary AD&D Coverage. It's Fast, Easy And Online. Get Started.

Copyright © White Sands Federal Credit Union
P.O. Box 99 Las Cruces, NM 88004 • 2755 North Main Street, Las Cruces NM 88001
Tel.# (575) 647-4500 or 1-800-658-9933 • Routing & Transit # 312276470
Email your questions or comments to info@wsfcu.org
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